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What is the purpose of obtaining uninsured or underinsured motorist coverage?

Posted by Michael G. Butash | Aug 11, 2017 | 0 Comments

What is the purpose of obtaining uninsured or underinsured motorist coverage?

The purpose of obtaining of what we refer to as UM coverage is to protect yourself from a person that may not have insurance or does not have adequate coverage that would cover the amount of damages that you received. For instance, if you broke your leg in a car accident and you're laid up from work for a month or two and the person that caused the car accident only had a $10 thousand policy and your damages far exceed that $10 thousand, that UM coverage would cover that amount up to the amount of coverage that you've purchased.

About the Author

Michael G. Butash

Michael G. Butash Stetson University College of Law Florida State University Former State Prosecutor Mike grew up in the Tampa Bay area and graduated from Stetson University College of Law in 1997. He was immediately hired as an Assistant State Attorney for the 6th Judicial Circuit (Pinellas/...


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